- 16,004
- 32,557
- Joined
- Apr 16, 2014
Bad Car Loan - Anyone else trapped?
- Thread in 'General' Thread starter Started by feeninlikejodeci,
- Start date
- 20,897
- 14,365
- Joined
- May 25, 2001
no way.
Last edited:
- 736
- 640
- Joined
- Mar 26, 2009
The tint is not entirely aesthetic, by keeping the car cooler it reduces AC usage, and it also preserves the interior long term.
In terms of improved visibility it doesn't just help during Sunny days, it also helps on rainy days. In an untinted car, you get temporarily blinded by all the droplets on your windows getting flared by headlights from oncoming traffic, noticeable the most when making turns.
And as far as break ins, if folks can't see what's in the car they're less likely to try
- 2,494
- 4,886
- Joined
- Apr 11, 2013
If your account is going to be close to 0 because of tint you don't need the tint.The tint is not entirely aesthetic, by keeping the car cooler it reduces AC usage, and it also preserves the interior long term.
In terms of improved visibility it doesn't just help during Sunny days, it also helps on rainy days. In an untinted car, you get temporarily blinded by all the droplets on your windows getting flared by headlights from oncoming traffic, noticeable the most when making turns.
And as far as break ins, if folks can't see what's in the car they're less likely to try
Save yourself an emergency fund of like 1500 bucks and get the tint in 3 months when you actually have the extra money.
Never had tinted windows and my interior is fine after 12 years and just keep **** in your trunk until you do get the tint.
Bosa
formerly hhaze
- 14,489
- 11,262
- Joined
- Feb 19, 2016
Them used car salesman musta been licking their chops when man walked thru them doors. Licking their chops. All thats left is if op had his a1 credit grandmother co-sign the deal.
- 25,874
- 14,433
- Joined
- Mar 22, 2003
Would this service be interesting to anyone? Think they will be doing refi to help you own it outright soon
www.yendo.com
Yendo | The Vehicle Secured Credit Card
Quick, easy access up to $10k in credit with Yendo's secured credit card. No credit checks. Get pre-approved in minutes and build your credit. See what your car is worth.
www.yendo.com
- 20,897
- 14,365
- Joined
- May 25, 2001
I dont get how it works. Say I'm right side up on my car but dont like the payment, car is worth 10k, I got 8k of payments left. So they'll give me a 10k credit card? How does that help me
- 25,874
- 14,433
- Joined
- Mar 22, 2003
Access to liquidity - it’s currently only if you own the car, not for people who loan. That’s part of the roadmap.
- 20,897
- 14,365
- Joined
- May 25, 2001
yea i appreciate it I read up on it. I mistakenly attached that post to the og post of the thread. Due to the Kia debacle, feels like I aint never gonna get out from under my SUV. I am down to like 15 months left on it though
- 6,090
- 6,448
- Joined
- Aug 5, 2017
aye bruh thats not a joke manedatznasty can relate. Da Kia almost had our brother commiting insurance fraud to get out.
- 25,874
- 14,433
- Joined
- Mar 22, 2003
You can do it man, almost there
aepps20
Supporter
- 33,993
- 74,319
- Joined
- Feb 8, 2004
aye bruh thats not a joke mane
Methodical Management
certainly didn't think it was a joke either. When
datznasty
made the thread about insurance fraud Meth not only locked the thread but told him he would save all of his posts asking for advice if the police ever asked.
- 20,897
- 14,365
- Joined
- May 25, 2001
yea Meth be collaborating with 12 but it's all good. Gotta keep the site clean or it becomes a cesspool of nsfw content and misogyny like every other forum
- 6,090
- 6,448
- Joined
- Aug 5, 2017
Lmao
John Wick
formerly jayzonmytoes
- 7,039
- 2,860
- Joined
- Oct 5, 2006
i know someone who was in this situation had someone steal and wreck the car was able to get out the loan
- 16,004
- 32,557
- Joined
- Apr 16, 2014
- 6,961
- 1,277
- Joined
- Jul 18, 2003
- 5,394
- 3,766
- Joined
- May 2, 2012
- 1,504
- 968
- Joined
- Jul 8, 2005
ALOT of Tesla owners are now in the red. Myself included. smh. what a time
- 25,874
- 14,433
- Joined
- Mar 22, 2003
Mind sharing your story?
- 5,391
- 2,770
- Joined
- Jul 20, 2012
Was in a similar situation and the heavenly gates opened and someone jacked me and wrecked it in a high speed chase. Got me something nice for the low with the insurance $$……Somehow someway it’ll work out for you homie. Just keep ya head up
Last edited:
- 1,504
- 968
- Joined
- Jul 8, 2005
Elon slashed prices on all Teslas today. My 2023 October Model 3 was $47k, its down to $44k. But then they're eligible for the federal rebate, so it's an extra $7500 off. That brings it down to $36500. That effectively brings down the used car prices. So I have $36000 on my loan (I put $11k down) and its current value is about $32k.
That's not even the worst situation. My boy got a Model Y in November when it was $66k. It's now $53k - $7500 federal rebate = $45,500.
$15k-$20k lost overnight.
- 25,874
- 14,433
- Joined
- Mar 22, 2003
Ah yeah I know about the prices just thought you meant you were screwed on the loan side!
- 1,504
- 968
- Joined
- Jul 8, 2005
I mean I technically am. My car is worth $32 ish and my loan is $36k after dropping $11k deposit. I made sure to get Gap insurance today!
- 25,874
- 14,433
- Joined
- Mar 22, 2003
Yep on paper you are but payments ain’t changing unfortunately etc
