- Joined Jul 13, 2005
I just got quoted 3.375 for a 30 year from chase. Terrible.
I just received my Toja Grid kit. How was the install? My neighbor had issues fitting his 4x4s in but he painted them before putting the brackets. And he put it on there thickYep Toja Grid!
What does a broker normally charge?I’ve found success with lower rates by shopping around for rates with a mortgage broker or doing the DD myself and calling credit unions. Rates usually land near or at 2.75% with credit unions rather than the big banks. It seems like they’re fluctuating under 3 for the foreseeable future with the Fed doing their thing.
I just received my Toja Grid kit. How was the install? My neighbor had issues fitting his 4x4s in but he painted them before putting the brackets. And he put it on there thick
I will probably be building it in a week or so, I just have to tear down the old crappy one that came with the house.
This was my experience. My tax guy was confused, he was looking for all sorts of fees and fees were lower. He asked how did they broker get paid?I’m not sure, my mortgage broker experience had the lender pay the broker. I’m assuming it’s a commission percentage or a flat fee, but I don’t know the specifics. As usual, shop around. I didn’t see a charge on my side of things when I closed so I felt like I reaped the benefits, but I’m sure they’re taxing me in there somewhere, no free lunches
General rule is to plan for 2-5% of the home value. Ours came closer to 2% but you truly do not know until you start getting loan estimates from the mortgage company.Any sites that I can use to get a good idea of closing costs? Or is this something that I won't get a good idea about until actually getting ready to buy? I know it'll vary by state
Just looked at two and one was twice as much as the first I checked. I'm going to buy a condo in NYC sometime this year or next
Process is easy. Find a local mortgage broker and they'll usually find the best rates. Also try local credit unions.Lookin into tapping into some of this equity with a cash out refi. anyone here done it, what’s the process like? Any good recommendations as far as banks to contact? Thanks…
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