- Joined Aug 21, 2010
So I got into a minor car accident a few days ago. I got rear ended while at a stop light. I provided my insurance (State Farm) with all the info. They're telling me "I" have to personally talk to the insurance co. of the party at fault and file the claim. This isn't my first accident. I've always provided the info to my insurance and they've handled it. Granted I'd get a call here and there on the progress of the case or if they needed some further info, but that's about it. Then she comes out and tells me that I have to pay my deductible to get my repairs done and who knows when I'll get reimbursed depending on when the other insurance co. pays it back. I pretty much tell her "what's the point of having insurance if I'm the one doing all the leg work?" Like I mentioned, I've never had to file the claims with the other insurance co. That's their job is it not?